Comprehensive Financial Planning - Financial planning is a process that provides you with impartial assistance in analyzing and organizing personal financial affairs in order to achieve financial and lifestyle goals.
Financial planning consists of six distinct steps. Understanding what they entail and finding out if your planner understands how to use them to develop the best plan for you will help you determine if you are receiving the guidance you should expect. It is a six step process!
Elder Planning Counselor
-Know and understand the issues and alternatives that are important and unique to senior life.
-Respect your circumstances and confidentiality.
-Provide guidance and assistance with your best interests in mind.
-Create solutions that acknowledge your concerns and challenges.
-Inconspicuously accommodate any age appropriate physical challenges and impairments that you may have to ensure your needs are met.
I believe that working with my established and elder clients requires an overall understanding of all their relevant concerns. These needs evolve from their wage-earning years and continue to change as they get more established and age. I adhere to this "Code of Conduct":
-Your needs and interests are always my first priority.
-All of your personal and business information is completely confidential and will be used exclusively to help you and will not be released to anyone.
Through regular continuing education, my business recommendations will take into account the latest expertise that applies to your situation.
When you deal with an EPC you know you are dealing with someone who has your best interests at heart and is committed to excellence.
Financial Divorce Specialist
I am an experienced financial planner who is trained in issues related to divorce, and who is required to meet high standards for continuing education. I identify the personal preferences, expectations and opportunities that my clients bring to the table, and to help design a settlement proposal that will maximize my clients' satisfaction within the available options.
In particular, I offer the following services:
-Educating the client about the tax and other financial consequences of retaining or giving up certain assets;
-Understanding the value of pension plans and other investment instruments;
-Developing a range of possible settlements or scenarios, and modeling the various long- term outcomes through the use of specialized software; and,
-Counselling the client on budget management during a difficult period of transition.
Clients receive the following benefit from working with me:
-Data is tailored to the individual's situation;
-I provide an objective viewpoint in an emotional situation;
-The identification of available financial options provides for a speedier settlement that is acceptable to both parties, and it reduces stress for other family members.
Other professionals receive the following benefits from working with me:
-A broader perspective on financial and property options;
-Precise modeling of agreements;
-Enhancement of the positive working relationship between client and attorney;
-A stronger legal position; and,
-The availability of an objective expert.
Mary E. Robertson CFP EPC FDS Company Business Activity
Direct Group Life, Health and Medical Insurance Carriers
Insurance Agencies and Brokerages
All Other Insurance Related Activities
Administrative Management and General Management Consulting Services